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Track your credit cards and checking balance in one place. Get every reward and fraud protection while making weekly payments you can actually afford. Never overextend again.
Connect your credit cards and checking accounts once. PowerPay gives you rewards + protections while keeping you firmly in control with real visibility and weekly payments.
Sign up in under two minutes. No credit card required.
Link all your credit cards and checking accounts via Plaid. See your true financial picture in one dashboard.
We refresh balances daily so you always know exactly what you can afford before you spend.
Get timely alerts. Make weekly payments you can actually cover. Capture every reward while staying debt-free.
Everything you need to enjoy credit card rewards without ever losing control.
See your credit spending and actual available cash together so you never overextend.
Know exactly what you can afford before you swipe — updated every day.
Keep all the upside of credit cards (cash back, buyer protection, extended warranties) with none of the risk.
Weekly reminders with exact amounts you can comfortably pay from your checking balance.
Already carrying a balance? The avalanche and snowball optimizer builds a personalized paydown plan.
Powered by Plaid. Credentials never stored. AES-256 encryption.
From our beta — earning rewards while staying in control.
"I had four credit cards and genuinely had no idea what I owed total. PowerPay fixed that in five minutes. Haven't paid a cent of interest in three months."
"The SMS alert the day before my statement closes is the whole product for me. I pay it, I'm done. The cash back just shows up and I never stress about it anymore."
"I was paying $80–$90 a month in interest without realizing it. That's over $1,000 a year. PowerPay showed me the math and I haven't paid a cent since."
Start free. Upgrade when you see how much you're saving.
No credit card required to start · Cancel anytime · All plans include bank-level encryption
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